After a successful 7-year career in banking, Derrick Middleton, founder of Giving Works, Inc., realized that the upward mobility he sought in the corporate world was limited. As he worked closely with entrepreneurial clients, he was inspired by their drive and success. Encouraged by their advice, Derrick took the bold leap into entrepreneurship, determined to build something greater—a legacy of financial empowerment.
His journey began with the founding of Intercessions, Inc., a nonprofit organization committed to educating aspiring homeowners. Under Derrick’s leadership, Intercessions, Inc. became a cornerstone of homebuyer education across North Carolina, South Carolina, and Virginia. The organization’s impact was recognized when it was awarded the prestigious Mortgage Champion Award, honoring its significant role in promoting affordable homeownership in alignment with Bank of America’s $4.5 Billion Community Commitment.
Over the years, Derrick has built an impressive portfolio of both for-profit and nonprofit ventures. His businesses include Divine Intervention Mortgage, LLC, REO Realty, LLC, Manna Chapel, Inc., and 2055 Appraisals, Inc. These enterprises, rooted in real estate and financial services, have allowed him to accumulate over 30 years of escrowed capital, invaluable connections, and industry wisdom.
Today, through Giving Works, Inc., Derrick Middleton, alongside a team of proven professionals, leads a transformative, faith-based initiative aimed at educating and empowering individuals from underserved communities. This initiative focuses on teaching actionable wealth-building strategies, with an emphasis on real estate and stock market investments. The goal is to equip the next generation with the tools they need to create lasting financial security and generational wealth.
Derrick’s journey is a testament to the power of faith, action, and wisdom. His commitment to economic empowerment, combined with decades of hands-on experience, positions him and Giving Works, Inc. as a guiding force for anyone seeking to transform their financial future.
Derrick Middleton is the visionary Executive Director of Giving Works, Inc., bringing over three decades of experience in community development, real estate, finance, and affordable housing initiatives. With a deep-rooted passion for empowering underserved communities, Derrick has dedicated his career to providing critical financial literacy, homebuyer education, and investment strategies to help individuals build wealth and long-term financial stability.
Since founding Giving Works, Inc. in 2021, Derrick has led efforts to educate first-time homebuyers, aspiring investors, and underserved populations on the fundamentals of financial management, real estate, and investment opportunities. Under his leadership, Giving Works, Inc. has promoted affordable housing initiatives and fostered economic development through its educational programs. Derrick’s entrepreneurial journey began in 1999 when he founded Intercessions, Inc., a nonprofit organization that provided homebuyer education to over 3,500 mortgage applicants across North Carolina, South Carolina, and Virginia. Through partnerships with major financial institutions like Bank of America, he played a pivotal role in facilitating over $3.5 billion in mortgage loans, improving access to affordable housing throughout the region.
In addition to his work with Giving Works, Inc., Derrick is also the owner of REO Realty, LLC, where he has represented banks in the sale of foreclosed properties since 2009. He has completed over 2,000 Broker Price Opinions (BPOs) annually for national banks, providing expert real estate valuations and guiding banks through the foreclosure process.
As the founder of 2055 Appraisals, Inc., Derrick has been a Certified Residential Appraiser since 2015, developing accurate property valuations for Appraisal Management Companies and lending institutions. His extensive experience in both real estate brokerage and appraisals has solidified his reputation as an expert in real estate finance and foreclosures.
Previously, Derrick served as the Chief Executive Officer of Divine Intervention Mortgage, LLC, where he managed the closing of over 50 CRA-eligible mortgage loans annually and oversaw a team of loan officers across multiple states. His ability to navigate complex financial landscapes and his commitment to improving access to homeownership have been central to his career.
Derrick holds a B.A. in Economics from the University of North Carolina at Chapel Hill, is a Fellow of the NC Institute of Political Leadership, and was recognized as a Darden Scholar at the University of Virginia. His diverse educational background and leadership training have equipped him with the knowledge and skills to spearhead innovative community development projects.
Driven by faith, purpose, and a desire to close the wealth gap, Derrick Middleton continues to inspire change and create lasting impact through his work at Giving Works, Inc. His commitment to empowering individuals through financial education and real estate investment is at the core of his mission to build stronger, more financially resilient communities.
The purpose of Giving Works, Inc. is to empower individuals from underserved communities with the knowledge, tools, and resources they need to build financial independence and generational wealth. By providing comprehensive financial education and actionable investment strategies, particularly in real estate and stock markets, Giving Works, Inc. aims to close the wealth gap and create pathways to economic equity for marginalized groups.
We strive to equip individuals with the foundational knowledge to manage money, understand credit, and make informed financial decisions. By enhancing financial literacy, we help people take control of their finances, reduce debt, and plan for the future.
Through education in real estate and stock market investments, Giving Works, Inc. seeks to enable individuals to build and sustain wealth for themselves and future generations. By teaching long-term growth strategies and the power of compound interest, we aim to break the cycle of poverty in underserved communities.
We aim to address systemic inequalities by creating opportunities for individuals who have traditionally been excluded from wealth-building systems. Our goal is to reduce disparities in economic opportunity and foster economic mobility, particularly for communities of color.
Our programs are designed to turn participants into financial role models within their families and communities. By fostering a ripple effect, we aim to inspire others to pursue financial stability and success, contributing to the overall upliftment of the community.
By partnering with financial institutions that prioritize diversity, equity, and inclusion, we seek to create sustainable, scalable solutions that bring more resources to underserved communities. We want to create a model where financial institutions actively invest in the future success of marginalized groups.
In summary, Giving Works, Inc. exists to inspire, educate, and support individuals in taking ownership of their financial futures. Through knowledge, action, and purpose, we aim to create lasting change in communities that have been historically underserved and marginalized.
The core principles guiding Giving Works, Inc. reflect the organization’s commitment to economic empowerment, community upliftment, and ethical leadership. These principles serve as the foundation for every program, initiative, and partnership.
These core principles ensure that Giving Works, Inc. remains focused on its mission of empowering underserved communities, fostering generational wealth, and creating a lasting legacy of financial equity and education.
• Knowledge is Power: We believe that financial literacy is the cornerstone of personal and community empowerment. By providing access to high-quality financial education, we give individuals the tools they
need to make informed decisions and take control of their financial futures.
• Lifelong Learning: We foster a culture of continuous learning, encouraging our clients to evolve their understanding of finances, investments, and wealth-building throughout their lives.
• Practical Solutions: Our programs are designed to offer clear, actionable steps that can be implemented immediately. We focus on teaching proven strategies for wealth building, with a particular emphasis on real estate and stock market investments.
• Accountability and Results: We measure our success by the impact we have on the lives of the individuals and communities we serve. We are committed to helping participants achieve tangible outcomes that lead to long-term financial stability.
• Closing the Wealth Gap: Our work is rooted in the belief that all individuals, regardless of background, deserve access to the same opportunities for financial success. We focus on serving people from underserved communities, particularly communities of color, and addressing systemic barriers to wealth creation.
• Diversity and Opportunity: We embrace diversity in all forms and prioritize creating programs that reflect the unique needs and aspirations of the communities we serve. We believe that inclusion strengthens communities and fosters innovation.
• Values-Driven Leadership: At the core of our mission is the belief that faith and purpose guide our actions. Our faith-based approach integrates ethical decision-making and a sense of higher purpose into all aspects of our work.
• Service to the Community: We are committed to serving not just individuals but the broader community. We believe that building wealth is not just about personal gain, but about giving back and improving the collective well-being of families, neighborhoods, and generations.
• Building Strategic Alliances: We believe in the power of partnerships. By working closely with financial institutions, nonprofit organizations, and industry professionals, we create a network of support that amplifies our impact.
• Collective Progress: We understand that real change happens when we work together. Our collaboration with financial institutions, particularly those focused on diversity, equity, and inclusion, allows us to scale our efforts and expand our reach to more individuals.
• Ethical Standards: We uphold the highest standards of integrity in all that we do. Transparency, honesty, and accountability are non-negotiable elements of our organization.
• Trust and Responsibility: We are committed to building trust with the individuals, communities, and institutions we serve by delivering on our promises and maintaining a strong sense of responsibility toward our mission.
Giving Works, Inc. is a community-focused nonprofit organization committed to empowering underserved individuals and families through financial literacy, investment education, and affordable housing development. Founded in 2021 by Derrick Middleton, a seasoned entrepreneur with over three decades of experience in community development, real estate, and finance, Giving Works, Inc. was born out of a desire to close the wealth gap and provide economic opportunity to historically marginalized communities.
The story of Giving Works, Inc. is rooted in Derrick Middleton’s extensive career in real estate and community development. After a successful tenure in banking, real estate brokerage, and nonprofit leadership, Derrick recognized a growing need for financial education and wealth-building tools tailored to underserved populations. Inspired by his experience providing homebuyer education to over 3,500 individuals through his previous nonprofit, Intercessions, Inc., Derrick launched Giving Works, Inc. to expand his reach and create lasting change.
Since its inception, Giving Works, Inc. has been dedicated to educating first-time homebuyers, aspiring investors, and low- to moderate-income individuals on key financial principles, including budgeting, credit management, real estate investing, and stock market strategies. The organization’s programs are designed to help individuals take actionable steps toward financial independence, with a special focus on building generational wealth through long-term investment strategies.
The mission of Giving Works, Inc. is to empower individuals from underserved communities with the knowledge, resources, and support they need to achieve financial stability, build generational wealth, and create lasting economic change. Through comprehensive education programs in real estate, financial literacy, and stock market investing, Giving Works, Inc. equips participants with the tools to make informed decisions and take control of their financial futures.
At the heart of the organization’s mission is a commitment to closing the wealth gap and addressing the systemic barriers that prevent equitable access to wealth-building opportunities. By offering accessible education and guidance, Giving Works, Inc. helps participants navigate the complexities of real estate and investing, providing them with a path to sustainable wealth creation.
Giving Works, Inc. occupies a unique space at the intersection of community development, financial education, and wealth-building. The organization stands out for its faith-based, values-driven approach to economic empowerment, blending real-world financial expertise with a deep commitment to serving marginalized communities.
In the nonprofit landscape, Giving Works, Inc. plays a critical role in promoting affordable housing development and offering investment education that helps individuals understand and capitalize on opportunities in both the real estate and stock markets. By partnering with financial institutions and industry professionals, the organization not only provides education but also creates pathways for individuals to access capital, invest wisely, and grow their wealth.
Additionally, Giving Works, Inc. offers a transformative 5-day virtual course, taught by experienced leaders such as Derrick Middleton, Brent Moore (Chief Investment Officer and former investment banker), and William Moore. This course, which is designed for participants sponsored by financial institutions, equips students with practical strategies for real estate and stock market investing while emphasizing the power of compound interest and long-term financial planning.
The organization is also actively raising $100 million in partnership with financial institutions that operate in alignment with the Community Reinvestment Act (CRA) and are committed to diversity, equity, and inclusion. These financial institutions sponsor individuals to attend Giving Works, Inc.’s virtual educational programs, further extending the organization’s reach and impact in economically disadvantaged communities.
As Giving Works, Inc. continues to grow, its vision is clear: to be a catalyst for generational wealth creation, economic empowerment, and lasting financial security for underserved individuals and communities. With a focus on real estate, investment education, and financial literacy, the organization remains committed to creating pathways to opportunity, equipping future generations with the knowledge and skills needed to thrive in today’s economy.
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